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Reverse Mortgage Calculator

Take control of your mortgage

You decide when you pay your mortgage and how much that payment is without incurring any penalties, late fees, or negatively affecting your credit EVER.

Make your payment one month, don't make it the next. Pay half as much as your normal payment, or twice as much. With the Reverse Mortgage, you control your mortgage, not the bank.

Is a reverse mortgage taxable income?

The money you receive from your Reverse Mortgage is tax free and you can do anything you want with it.

Pay off debts, buy a new car, send your grandchildren to collage, or simply save for a rainy day. With the FHA insured Reverse Mortgage, how you use your money is up to you.

Your home stays yours

Live in your home for the rest of your life, sell it, or leave it to your heirs as part of their inheritance. Make renovations, add a room on, or whatever you want. It is your home to do with as you please.

You keep the title to your home.

Speak with a live reverse mortgage expert

Call Us At 866-999-7875

2 minutes to see the benefits of the reverse mortgage and you may get a FREE appraisal.

After paying off your mortgage and other liens against your home, you may qualify for up to:

What is a reverse mortgage?

The Reverse Mortgage is a FHA insured program designed to help homeowners over the age of 62 use the equity in their home.

Frequently Asked Questions

  • Do you have to pay back a reverse mortgage?

    Not as long as you live in the home for at least 6 months out of the year.

  • What are the reverse mortgage qualifications?

    All you need to qualify for the reverse mortgage is be at least 62 years of age and have some equity in your home.

  • Do I still own my home?

    Yes! You own your home still. You can live in it, sell it, or leave it to your heirs. It is yours to do with as you please.

  • What happens after I pass away?

    That depends on what you have decided to do with your home. If you have left it to someone, then they will still inherit it. They will have up to 12 months to either repay the reverse mortgage, sell the home and keep the profits, or refinance the reverse mortgage into a forward mortgage or another reverse mortgage (if they are old enough).

Seniors reviewing the reverse mortgage with their financial advisor.

Why the Reverse Mortgage?

  • Payment Options

    Continue to make your mortgage payment or don't. The freedom to choose is yours.

  • Your Retirement, Your Way

    There is trillions of dollars of unused equity in the US. Using yours will give you more freedom to live retirement the way you always imagined.

  • Use Your Money However You want

    With no restrictions on how you spend the money you receive, you have the freedom you need. Help your family, pay bills, or simply save for a rainy day.

  • Doesn't Affect Entitlements

    You don't have to worry about social security benefits, Medicare, or any other entitlement. The reverse mortgage doesn't affect any of them.

  • Doesn't Affect Credit

    Whether you make your mortgage payment in full, make a half payment, or choose not to make your payment at all, your credit is never affected with the reverse mortgage.

  • Pay Off Debt

    Not only can the reverse mortgage pay off your existing mortgage, but it can also be used to eliminate credit card debt, auto loans, personal loans, student loan debt, and more.

Ready to learn more about how the reverse mortgage can help you?

Call us at 866-999-7875 or fill out the form below to speak with a reverse mortgage expert today!


Less Than $100,000
$100,000 - $200,000
$200,000 - $300,000
$300,000 - $400,000
$400,000 - $500,000
$500,000 - $600,000
More Than $600,000

Less Than $50,000
$50,000 - $100,000
$100,000 - $150,000
$150,000 - $200,000
$200,000 - $250,000
$250,000 - $300,000
$300,000 - $350,000
More than $350,000

Under 62
63 - 65
66 - 70
71 - 75
76 - 80
81 - 85
86 - 90
Over 90